There will be a bank holiday on 10th April 2025 as the country celebrates Mahavir Jayanti, a significant religious festival for the Jain community. This day is observed as a national public holiday and will see all major banks across India closed.
Mahavir Jayanti marks the birth anniversary of Lord Mahavir, the 24th Tirthankara of Jainism. It is one of the most important festivals for Jains and is celebrated with prayers, processions, and community activities.
Nationwide Bank Closure
The bank holiday on 10th April 2025 is not restricted to a specific state. It is recognized as a national holiday and applies to all banks operating under the Reserve Bank of India (RBI) guidelines. Both public and private banks will remain closed for physical transactions on this day.
People planning to visit banks for cash deposits, withdrawals, or document submissions are advised to reschedule their plans around this date. However, digital services and online banking will still be accessible.
Online Banking Services Will Remain Active
Despite the bank holiday on 10th April 2025, most digital banking services such as mobile apps, internet banking, and ATMs will continue to function. Customers can still check account balances, transfer funds, and make bill payments through these platforms.
However, some transactions may face delays. For instance, if a payment is made through IMPS or UPI, it will likely go through instantly. But certain bank-dependent services or high-value transactions may not be processed until the next working day.
NEFT and RTGS Processing
NEFT (National Electronic Funds Transfer) transactions in India are typically available 24/7, including holidays. So even during the bank holiday on 10th April 2025, NEFT payments initiated through digital channels will be accepted. However, final settlement might take place in the next available clearing cycle.
Similarly, RTGS (Real Time Gross Settlement) transactions might not be processed during the holiday hours and will resume on the next working day. Customers should keep these timelines in mind, especially for large transfers or time-sensitive payments.
No Other State-Specific Holidays on April 10
While India sees several regional holidays throughout April, April 10, 2025, is observed nationwide only for Mahavir Jayanti. There are no other state-specific holidays scheduled on this date. This means that all states and union territories will follow the same banking schedule for this day.
Other state-wise holidays in April 2025 include Babu Jagjivan Ram’s birthday on April 5 in Hyderabad, Vaisakh on April 13 in states like Punjab and Jharkhand, and Dr. Ambedkar Jayanti on April 14 across many regions. Bhagwan Shri Parshuram Jayanti will be observed in Jaipur on April 29.
Impact on Banking Operations
The bank holiday on 10th April 2025 will mainly affect physical banking. Services such as cheque clearance, cash deposits at branches, loan disbursal paperwork, and account updates may be paused for the day.
However, customers needing urgent services can rely on digital options or plan their visits before or after the holiday. Banks typically resume full operations the next working day after a public holiday.
Plan Ahead for Financial Transactions
As the bank holiday on 10th April 2025 approaches, customers are encouraged to complete any essential financial activities in advance. This will help avoid delays in fund transfers, document verifications, or cheque processing.
For businesses that depend on banking operations for salary payments or vendor transactions, it’s best to adjust schedules accordingly to ensure smooth operations during the holiday.
Conclusion
The bank holiday on 10th April 2025 for Mahavir Jayanti will be observed nationwide. While online and mobile banking services will remain active, customers should plan ahead for transactions that require bank branch visits or manual processing. Being aware of the holiday schedule ensures smoother financial planning and avoids unnecessary last-minute hassle.