The Dhan Dhanya Krishi Yojna was announced in the Union Budget 2025 by Finance Minister Nirmala Sitharaman on February 1, 2025. This scheme aims to help around 1.7 crore farmers in 100 districts where agricultural productivity is low. The government has introduced this initiative to increase farmers’ income, improve crop yields, and support small and marginal farmers.
What is the Dhan Dhanya Krishi Yojna?
The Dhan Dhanya Krishi Yojna is a government initiative designed to boost agriculture by providing financial aid, technical support, and essential farming resources. The scheme focuses on making farming more profitable by offering free seeds, fertilizers, and agricultural tools.
Key Objectives of the Scheme
- Increase Farmers’ Income: The scheme aims to improve the financial condition of farmers by providing better resources.
- Enhance Agricultural Productivity: By offering quality seeds and fertilizers, the government hopes to improve crop production.
- Provide Financial Assistance: Farmers will get subsidies on equipment, access to credit facilities, and low-interest loans.
Major Features of Dhan Dhanya Krishi Yojna
The scheme has several key benefits for farmers.
1. Free Seeds and Fertilizers
The government will distribute high-quality seeds and fertilizers to farmers at no cost. This will help in increasing crop yield and reducing the financial burden on small farmers.
2. Subsidized Agricultural Equipment
Farmers will receive subsidies on essential agricultural equipment such as:
| Equipment | Subsidy Offered |
|---|---|
| Tractors | Up to 50% |
| Pump Sets | Up to 40% |
| Drip Irrigation | Up to 60% |
| Solar Pumps | Up to 70% |
This support will help farmers modernize their agricultural practices and improve efficiency.
3. Training and Technical Assistance
Under Dhan Dhanya Krishi Yojna, farmers will receive training on modern farming techniques, irrigation methods, and efficient use of fertilizers. The government will conduct workshops and field demonstrations to educate farmers.
4. Financial Assistance and Credit Facilities
The government has increased the limit of the Kisan Credit Card (KCC) loan from ₹3 lakh to ₹5 lakh. Farmers can use this amount for:
- Buying seeds and fertilizers
- Investing in irrigation facilities
- Purchasing farming tools
Additionally, the interest rate on KCC loans has been reduced to 4%, and those who repay on time will get a 3% interest subsidy.
Who Will Benefit from the Scheme?
The Dhan Dhanya Krishi Yojna is mainly designed for:
- Small and Marginal Farmers: Those who have small landholdings and need financial support.
- Women in Agriculture: Special incentives are given to women farmers to encourage their participation in farming activities.
- Farmers in Low-Productivity Districts: The scheme will focus on 100 districts where agricultural output is low.
Comparison with Previous Agricultural Schemes
The government has launched several schemes in the past to support farmers. Here’s how Dhan Dhanya Krishi Yojna compares to previous programs:
| Feature | PM Kisan Samman Nidhi | Dhan Dhanya Krishi Yojna |
|---|---|---|
| Direct Cash Transfer | ₹6,000 per year | No direct cash, but free resources |
| Seed & Fertilizer Subsidy | Limited support | High-quality seeds & fertilizers for free |
| Agricultural Equipment Subsidy | No | Yes, up to 70% |
| Training & Technical Assistance | No | Yes |
| Credit Facilities | ₹3 lakh KCC loan | ₹5 lakh KCC loan |
How Will It Impact Farmers?
- Better Income: With reduced input costs and better crop productivity, farmers will earn more.
- Modern Farming: Access to new technology and better equipment will improve efficiency.
- Financial Stability: Increased credit limit and lower interest rates will provide financial security.
Final Thoughts
The Dhan Dhanya Krishi Yojna is a significant step by the government to improve agricultural productivity and farmer welfare. By providing free seeds, fertilizers, equipment subsidies, and financial support, the scheme will empower small and marginal farmers.
With increased credit facilities, modern training programs, and better infrastructure, this scheme has the potential to transform India’s agricultural sector and make farming a profitable profession for millions.
