Yes Bank has gained the attention of investors with its steady recovery and ambitious growth plans. Over the years, the bank has faced challenges, but it’s actively working on rebuilding its financial health, improving asset quality, and expanding its digital and retail banking services. In this blog, we’ll cover the projected Yes Bank share price target for 2024, 2025, 2026, 2030, and 2040, along with the key factors influencing these targets.
Whether you’re a short-term trader or long-term investor, this analysis will help you understand Yes Bank’s share price potential over the years.
Yes Bank Share Price Target Overview
The Yes Bank share price target projections reflect the bank’s ongoing recovery, supported by asset quality improvements, digital banking growth, and regulatory support. As Yes Bank focuses on enhancing its services and financial health, the following targets offer a roadmap of its growth potential:
| Year | Minimum Target (₹) | Maximum Target (₹) | Average (₹) |
|---|---|---|---|
| 2024 | 19.56 | 30.00 | 24.78 |
| 2025 | 24.00 | 75.05 | 49.53 |
| 2026 | 33.28 | 42.13 | 37.71 |
| 2030 | 63.15 | 320.00 | 191.58 |
| 2040 | 335.67 | 1000.00 | 667.84 |
Yes Bank Share Price Target 2024
By 2024, Yes Bank’s share price could reach a minimum of ₹19.56, with an optimistic maximum target of ₹30. This range considers Yes Bank’s ongoing efforts to reduce non-performing assets (NPAs) and the potential growth in digital banking.
| Month | Minimum Target (₹) | Maximum Target (₹) | Average (₹) |
|---|---|---|---|
| November | 19.56 | 27.00 | 23.28 |
| December | 20.00 | 30.00 | 25.00 |
Yes Bank Share Price Target 2025
In 2025, projections for the Yes Bank share price target reflect growth driven by expanding digital banking and retail segments, as well as reducing NPAs. Here’s a detailed month-by-month breakdown of Yes Bank’s share price targets for 2025.
| Month | Minimum Target (₹) | Maximum Target (₹) | Average (₹) |
|---|---|---|---|
| January | 24.00 | 36.14 | 30.07 |
| February | 25.50 | 38.50 | 32.00 |
| March | 26.10 | 40.00 | 33.05 |
| April | 27.00 | 42.50 | 34.75 |
| May | 28.00 | 45.00 | 36.50 |
| June | 29.50 | 48.00 | 38.75 |
| July | 30.00 | 50.50 | 40.25 |
| August | 31.00 | 55.00 | 43.00 |
| September | 32.00 | 60.00 | 46.00 |
| October | 33.50 | 65.00 | 49.25 |
| November | 34.00 | 70.00 | 52.00 |
| December | 35.00 | 75.05 | 55.03 |
Yes Bank Share Price Target 2026
The Yes Bank share price target for 2026 is projected to range between ₹33.28 and ₹42.13. The bank’s focus on asset quality improvement, digital growth, and operational efficiency will be crucial in reaching these targets.
| Month | Minimum Target (₹) | Maximum Target (₹) | Average (₹) |
|---|---|---|---|
| January | 33.28 | 35.00 | 34.14 |
| February | 34.00 | 36.50 | 35.25 |
| March | 34.50 | 37.50 | 36.00 |
| April | 35.00 | 38.00 | 36.50 |
| May | 35.50 | 39.00 | 37.25 |
| June | 36.00 | 40.00 | 38.00 |
| July | 36.50 | 40.50 | 38.50 |
| August | 37.00 | 41.00 | 39.00 |
| September | 38.00 | 41.50 | 39.75 |
| October | 39.00 | 42.00 | 40.50 |
| November | 40.00 | 42.10 | 41.05 |
| December | 42.13 | 42.13 | 42.13 |
Yes Bank Share Price Target 2030
In 2030, Yes Bank’s growth strategy projects a wide range in share price targets due to market expansion and regulatory factors. If Yes Bank achieves its strategic growth, the price could reach as high as ₹320.
| Month | Minimum Target (₹) | Maximum Target (₹) | Average (₹) |
|---|---|---|---|
| January | 63.15 | 80.00 | 71.58 |
| February | 70.00 | 95.00 | 82.50 |
| March | 80.00 | 105.00 | 92.50 |
| April | 90.00 | 115.00 | 102.50 |
| May | 100.00 | 140.00 | 120.00 |
| June | 110.00 | 160.00 | 135.00 |
| July | 130.00 | 180.00 | 155.00 |
| August | 140.00 | 220.00 | 180.00 |
| September | 150.00 | 250.00 | 200.00 |
| October | 200.00 | 275.00 | 237.50 |
| November | 250.00 | 300.00 | 275.00 |
| December | 320.00 | 320.00 | 320.00 |
Yes Bank Share Price Target 2040
For 2040, the Yes Bank share price target is highly optimistic, with projections suggesting values between ₹335.67 and ₹1000. This outlook depends on Yes Bank’s success in market expansion and technology adoption.
| Month | Minimum Target (₹) | Maximum Target (₹) | Average (₹) |
|---|---|---|---|
| January | 335.67 | 400.00 | 367.84 |
| February | 340.00 | 420.00 | 380.00 |
| March | 345.00 | 450.00 | 397.50 |
| April | 350.00 | 500.00 | 425.00 |
| May | 380.00 | 550.00 | 465.00 |
| June | 400.00 | 600.00 | 500.00 |
| July | 450.00 | 650.00 | 550.00 |
| August | 500.00 | 700.00 | 600.00 |
| September | 550.00 | 800.00 | 675.00 |
| October | 600.00 | 900.00 | 750.00 |
| November | 800.00 | 950.00 | 875.00 |
| December | 1000.00 | 1000.00 | 1000.00 |
Financial Factors Influencing Yes Bank Share Price Target
Key financial factors impacting Yes Bank’s share price include:
- Non-Performing Assets (NPA): Lowering NPAs remains a top priority to restore investor trust.
- Digital Expansion: Growth in digital banking is enhancing operational efficiency and customer experience.
- Regulatory Support: RBI policies and support play a crucial role in Yes Bank’s operational stability.
Yes Bank Business Overview
Yes Bank Ltd, headquartered in Mumbai, India, is a full-service commercial bank that provides a broad range of banking and financial services, designed to cater to various market segments. The bank operates through four main segments: Retail Banking, Corporate/Wholesale Banking, Treasury, and Investment Banking.
Each segment is tailored to meet the needs of different customer bases, from individuals and SMEs to large corporations. For instance, the Retail Banking segment offers services such as savings accounts, personal loans, and credit cards, while the Corporate Banking segment focuses on services like working capital finance and project finance.
| Segment | Services Provided |
|---|---|
| Retail Banking | Savings/current accounts, personal loans, home loans, credit cards |
| Corporate/Wholesale Banking | Working capital finance, term loans, trade finance |
| Treasury | Liquidity management, forex, derivatives |
| Investment Banking | Advisory for mergers, acquisitions, capital raising |
Yes Bank also emphasizes digital banking, providing a suite of online services that make banking convenient and accessible for customers. The bank’s diverse product offerings include various types of deposits (such as savings and fixed deposits), loans (like personal, auto, and business loans), and corporate services, including cash management and loan syndication. By serving a mix of retail customers, SMEs, large corporates, and government entities, Yes Bank has established itself as a versatile player in India’s banking sector.
| Product/Service | Customer Segments |
|---|---|
| Deposits | Individuals, SMEs, Large Corporates |
| Loans | Individuals, SMEs, Large Corporates |
| Corporate Services | SMEs, Large Corporates, Government Entities |
| Digital Banking | All customer segments |
In recent years, Yes Bank has focused on enhancing its digital capabilities and expanding its offerings, such as its recent collaboration with Paisabazaar to launch a credit card. Alongside this innovation, the bank has been working to improve its financial health, focusing on better asset quality and raising capital adequacy. This strategic emphasis on digital transformation and a diverse service portfolio reflects Yes Bank’s adaptability and customer-centric approach.
Yes Bank Financial Performance
Yes Bank has demonstrated strong financial improvement in recent quarters, showcasing steady recovery and growth after previous challenges. For the fiscal year ending March 2024, Yes Bank achieved total income of ₹9,016 crore, marking a significant climb compared to previous quarters. The bank’s net profit also saw steady growth, reaching ₹451.89 crore in March 2024. Key financial metrics, such as Earnings Per Share (EPS) and Net Profit Margin of 6.07%, underline the bank’s enhanced profitability and operational efficiency.
| Quarter | Total Income (₹ crore) | Net Profit (₹ crore) |
|---|---|---|
| June 2023 | 7,584 | 342.52 |
| September 2023 | 7,921 | 225.21 |
| December 2023 | 8,179 | 231.46 |
| March 2024 | 9,016 | 451.89 |
Yes Bank’s focus on asset quality has led to a continuous decline in its Gross Non-Performing Assets (NPA) ratio, now standing at 1.70% as of March 2024, with a Net NPA ratio of 0.50%. Additionally, the bank’s advances grew by 12.09% year-over-year, significantly surpassing its five-year CAGR of 5.85%. With total assets at ₹405,492.99 crore and shareholder’s funds at ₹42,145.39 crore, Yes Bank is effectively strengthening its financial base.
| Financial Indicator | March 2024 (₹ crore) |
|---|---|
| Total Assets | 405,492.99 |
| Total Deposits | 266,372.17 |
| Advances | 227,799.47 |
| Shareholder’s Funds | 42,145.39 |
| Gross NPA | 1.70% |
| Net NPA | 0.50% |
Yes Bank’s improving metrics reflect a successful recovery strategy and solid market positioning as it continues to expand its financial services and stabilize its operations in the competitive banking sector.
FAQs
Q: What is Yes Bank’s share price target for 2024?
A: For 2024, the share price target is between ₹19.56 and ₹30.
Q: What is the month-wise Yes Bank share price target for 2025?
A: The target ranges from ₹24.00 in January to ₹75.05 in December.
Q: How high can Yes Bank’s share price go by 2030?
A: By 2030, Yes Bank’s share price could reach up to ₹320 if it maintains growth and stability.
Q: What are the projected targets for Yes Bank in 2040?
A: In 2040, the share price target ranges from ₹335.67 to ₹1000 based on market and technological advancements.
Conclusion
The Yes Bank share price target for 2024 to 2040 shows potential for strong growth. Factors like asset quality improvement, digital banking growth, and operational efficiencies are critical for Yes Bank to achieve these targets. As Yes Bank builds upon these strengths, it will be a promising stock to monitor for investors aiming for long-term gains.